Meet Tham Ying Wai.
Prudential Financial Consultant
“Comparison is the thief of joy.” - Theodore Roosevelt
People say, “Want to make people happy? Sell ice cream.” For 12 years, I did just that as the co-founder of Merely Ice Cream—scooping smiles one cone at a time. But after closing the shop, I found a new way to bring joy: financial planning.
In 2014, my dad was diagnosed with stomach cancer. Thankfully, his insurance coverage meant we didn’t have to stress about money while focusing on his recovery. That experience showed me how powerful adequate protection really is.
I once brought happiness through ice cream; now, I do it by helping people take control of their financial future. Instead of scoops, I serve up clear, no-nonsense advice—no jargon, no judgment, just real talk and real steps to make life a little sweeter.
I’ve always been cautious about financial consultants, but working with Ying Wai was a refreshing change. His honest, non-transactional approach truly sets him apart. I never felt pressured—only genuine advice focused on what’s best for me. It’s rare to find someone in this industry who values relationships over sales, and that’s why I trust Ying Wai completely with my financial planning.
James Ngian, Senior Vice President (Banking)
Working with Ying Wai has been smooth and reassuring. He takes a detailed approach, considering every aspect of my insurance needs. His expertise helps me make informed decisions, and I appreciate his responsible recommendations—only suggesting what’s necessary. Above all, he’s patient and clear, always taking the time to explain my options so I fully understand them. I highly recommend Ying Wai to anyone seeking trustworthy and knowledgeable guidance.
Tan Zixi, Artist
I’ve known Yingwai for a while and can’t recommend him enough. He genuinely cares, taking time to understand my needs and giving personalized, transparent advice that’s easy to follow—rare in insurance! One memorable Sunday, we played with his cats while he patiently reviewed my wife’s and my policies, explaining every detail clearly. His kindness and professionalism go above and beyond. If you want someone trustworthy and dedicated, Yingwai (and his cats!) is the one to call.
Jun Hua, Engineer